The 5 Best Shopify Payment Gateways

E-commerce has become a hulking figure in the business world over the past few years, accounting for more than $3.5 trillion in 2019. And that figure is projected to increase to over $6.5 trillion in 2022. Shopify alone accounts for nearly 10% of the total market share of e-commerce platforms. But perhaps more importantly than [...]

E-commerce has become a hulking figure in the business world over the past few years, accounting for more than $3.5 trillion in 2019. And that figure is projected to increase to over $6.5 trillion in 2022. Shopify alone accounts for nearly 10% of the total market share of e-commerce platforms. But perhaps more importantly than that, businesses that use Shopify as their website’s platform enjoyed a 50% growth in online sales across 2019. This is compared to the just 21% experienced by the global e-commerce market as a whole.

This shows that Shopify is a tremendously useful platform on which to grow your business. However, to fully capitalise on the growth in sales that Shopify customers are experiencing, you first need to ensure that you have the right payment gateway for your store. Payment gateways, which are sometimes referred to as ‘online payment processors’ or ‘payment service providers’, are services that authorise credit or debit card payments. Essentially, they are the means of transferring payment from your customer to your bank account.

Ensuring that you use the right one is vital for the long-term well being of your company, as it has a significant impact on the security, reliability, and speed of your transactions. It also can inspire trust and confidence in your customers, or cause worry and distrust.

In the following article we’ll discuss five of the best Shopify payment gateways for your ecommerce store.

Shopify payment gateways - girl shopping online

What Factors Should You Take into Account When Selecting Shopify Payment Gateways?

There are a number of considerations to make when deciding upon the right payment gateway for your company. This ranges from the degree of security it provides, to the ease of use customers making purchases. Three of the most important factors are:

  1. How secure is it? One way to ensure you pick a safe payment gateway is to check whether they adhere to major global information security standards such as the Payment Card Industry Data Security Standard.
  2. How expensive is it? There is a large degree of variation in Shopify payment fees. They are levelled depending on aspects of your business such as the volume and frequency of your transactions. Therefore, you should always check the payment gateway’s pricing scheme closely. There may well be transaction fees levied if a certain frequency of transactions is not met within a given time period.
  3. Are transactions convenient? Shopping cart abandonment accounts for huge losses of potential earnings for ecommerce businesses. To help combat this, make sure your payment gateway facilitates convenient transactions and avoids unnecessary hassle for the customers. For example, will a customer have to create an account to make a payment? Seemingly minor details such as this can have a big impact on sales.

With that in mind, lets take a look at some of the best Shopify payment methods currently available.

Shopify Payments

Probably the most convenient payment gateway for Shopify stores is the Shopify Payments service. By going down this route, you save yourself the trouble of doing a lot of extra research and integrating third party systems with your website. The fees that you are charged for this service will depend upon your Shopify plan. Basically, you benefit from lower credit card rates when you upgrade your Shopify plan.

Already integrated into your Shopify store, this payment gateway enables your customers to effortlessly make card payments. It also comes with a host of features and built-in security.

It is important to note that this option is only available in a selection of countries. These are Australia, Canada, Germany, Hong Kong, Ireland, Japan, New Zealand, Singapore, Spain, UK, Netherlands, Denmark, and USA.

One of the top Shopify payment gateways,, is owned and operated by Visa. As you might suspect from a service being offered by one of the largest financial services companies in the world, is one of the oldest and most popular options for payment gateways.

As with Shopify Payments, the amount you pay will depend on the plan you opt for. Expect to pay a bit more than you would with a lot of the other payment gateways though. is one of the pricier options.

Nevertheless, the high price tag does come with a lot of features and functionality. In particular, provides superlative fraud protection. Additionally, it supports all major debit and credit cards. This includes MasterCard, Visa, American Express, and Discover). It also supports digital payment services such as Apple Pay, PayPal and Visa Checkout.


Shopify payment gateways - PayPal

It’s unlikely that this will be the first time you’ve heard the name PayPal. The ubiquitous company has become synonymous with internet transactions over the years. As such, it’s hardly surprising that they are among the most popular Shopify payment gateways on the market.

A significant advantage of choosing PayPal as your payment gateway is the ease with which it can be set up on Shopify websites. It takes less than a day to get up and running. PayPal offers both a free and a paid merchant contract, giving you the chance to test the water with the cheaper option before making a full on commitment. Merchants pay minimum fees of between 1.9% and 3.4% on all transactions.

Many Shopify users pick PayPal thanks in large part to the level of support provided. It is also widely available and operational in over 200 countries.


A younger company than other featured on this list, Stripe has nonetheless become a popular option amongst Shopify users. By using Stripe, you can accept a wide range of payments. This includes credit cards, online wallets, different currencies and more.

What’s more, there are no set-up or monthly Shopify payment fees. Transaction costs are charged in a flat-rate fee structure:

  • 9% plus $0.30 for every credit card transaction and;
  • 7% plus $0.30 for each in-person credit card transaction with a Stripe terminal.


WorldPay is one of the best Shopify payment gateways for both small and large companies. The platform has built up a well-earned reputation for reliability. As one of the most popular Shopify payment methods out there, WorldPay is available in over 100 counties and provides a responsive support team for its customers.

One of the more appealing aspects of WorldPay’s service for many Shopify users is its pricing scheme. It offers a sliding scale that changes depending on the amount of revenue your company generates. Additionally, it’s a very user-friendly option that generally takes no longer than four or five days to get up and running.